Cedar Rapids Iowa Real Estate | Financing | Mortgage

Adam Stradt Cedar Rapids Realtor Cedar Rapids Iowa Real Estate Financing Mortgage Interest Rates Loans

I work closely with Hope Hall at Hall Lending Group Inc. Together we can handle all of your financing | mortgage needs. I do not receive any referral fees from Hope Hall or any other lender. I just enjoy working with Hope Hall, because she does a great job. If you would like to learn more about Hope Hall, Hall Lending Group Inc, and what products and services Hope Hall provides click here. If you would like to get the process started to find out where you stand. You can fill out a mortgage application here. Hope Hall will get back to you shortly. Of course, you can use a different lender if you wish. Below is a list of products and services I offer along with current Cedar Rapids Iowa real estate, interest rates and a mortgage calculator.

  • Provide information on Conventional, Non Prime, FHA, VA, ARM, Interest Only, Contract, First Time Home Buyer Programs, 100% Financing, New Construction, Investment, and Cash Deal loans | mortgage.
  • Fixed or variable rate loans | mortgages.
  • Poor Credit | Good Credit.
  • Bankruptcy or Foreclosure.
  • Hard to Prove Income.
  • Credit Repair.
  • Provide you with an Estimate of Proceeds for a seller or an Estimate of Cost for a buyer.
  • Calculate possible tax advantages that could reduce your monthly payment by achieving more take home pay each month.
  • In-depth financial | mortgage qualification to see what your price range and monthly payment would be before even going to see a lender - so you know where you stand beforehand.
  • Help you find appropriate financing | mortgage, if necessary, and what you will need to acquire financing | mortgage.
  • Provide you with your credit score and information.

Cedar Rapids Iowa Real Estate Current Interest Rates as of 08/21/2008

CONVENTIONAL LOANS   GOVERNMENT LOANS  
15 Year Fixed 6.030% FHA 30 Year Fixed 6.375%
30 Year Fixed 6.250% VA 30 Year Fixed 6.375%
40 Year Fixed 6.325%    
10/1 Adjustable Rate 6.250%    
7/1 Adjustable Rate 5.750%    
5/1 Adjustable Rate 5.590%    
Jumbo (over $417,000) 30 Year Fixed 6.750%    

Interest rates subject to change without notice. Interest rates quoted with 1% Origination Fee and 0 Points. Interest rates assume loan amount of $130,000. Interest rates based on 60 day locks.

  • Click here to view a 30 year history of mortgage | interest rates. (PDF)

Mortgage Calculator

Use this simple mortgage calculator to give yourself an idea of how much your monthly mortgage payment will be.

INPUT RESULTS
Purchase Price $ Mortgage Amount $
Down Payment $ Monthly Principal & Interest $
Interest Rate: % Estimated Monthly Tax $
Mortgage Term Years Estimated Monthly Insurance $
Estimated PMI (Private Mortgage Insurance) $
Total Monthly Payment $