I work closely with Hope Hall at Hall Lending Group Inc. Together we can handle all of your financing | mortgage needs. I do not receive any referral fees from Hope Hall or any other lender. I just enjoy working with Hope Hall, because she does a great job. If you would like to learn more about Hope Hall, Hall Lending Group Inc, and what products and services Hope Hall provides click here. If you would like to get the process started to find out where you stand. You can fill out a mortgage application here. Hope Hall will get back to you shortly. Of course, you can use a different lender if you wish. Below is a list of products and services I offer along with current Cedar Rapids real estate, interest rates and a mortgage calculator.
- The city of Cedar Rapids has a new up to $6000 First Time Home Buyers program with limited funds. Call 573.9668 for more details!
- 10% of the purchase price up to $8000 tax credit to first time home buyers from the federal goverment.
- Want to build a home, but your price range is lower? Ask me how I can build you a home for between $83,000 and $105,000 with the help of the City of Cedar Rapids. We also have a new program coming out of the State of Iowa that includes a 30% grant based on the purchase price. For example: $180,000 home you would recieve a grant from the state of $54,ooo making the purchase price $126,ooo.
- Provide information on Conventional, Non Prime, FHA, VA, 203K Rehab, ARM, Interest Only, Contract, First Time Home Buyer Programs, Grant Programs, 100% Financing, New Construction, Investment, and Cash Deal loans | mortgage.
- Fixed or variable rate loans | mortgages.
- Poor Credit | Good Credit.
- Bankruptcy or Foreclosure.
- Hard to Prove Income.
- Credit Repair.
- Provide you with an Estimate of Proceeds for a seller or an Estimate of Cost for a buyer.
- Calculate possible tax advantages that could reduce your monthly payment by achieving more take home pay each month.
- In-depth financial | mortgage qualification to see what your price range and monthly payment would be before even going to see a lender - so you know where you stand beforehand.
- Help you find appropriate financing | mortgage, if necessary, and what you will need to acquire financing | mortgage.
- Provide you with your credit score and information.
| CONVENTIONAL LOANS |
|
GOVERNMENT LOANS |
|
| 15 Year Fixed |
4.500% |
FHA 30 Year Fixed |
5.500% |
| 20 Year Fixed |
4.625% |
VA 30 Year Fixed |
5.500% |
| 30 Year Fixed |
5.000% |
|
|
| IFA "First Home Buyer" |
6.000% |
|
|
| Construction Loan |
6.000% |
|
|
| 5/1 Adjustable Rate |
5.250% |
|
|
| Investment Loan (3 PTS 20% Down) 30 Year Fixed |
4.875% |
|
|
Interest rates subject to change without notice. Interest rates quoted with 1% Origination Fee. Interest rates based on 30 day lock.
- Click here to view a 30 year history of mortgage | interest rates. (PDF)
Mortgage Calculator
Use this simple mortgage calculator to give yourself an idea of how much your monthly mortgage payment will be.